Regional First Home Buyer Guarantee

Buy your first home in a regional area with a deposit of as little as 5% without paying Lenders Mortgage Insurance. This Guarantee is not a cash payment or a deposit for a home loan. Outline:

  • Loans can be up to 15% of the value of the property
  • The Regional First Home Guarantee is part of the First Home Guarantee scheme
  • Applicants must meet income requirements and other eligibility criteria
  • Applicants should not currently own property or have owned property for at least 10 years

Learn more about the Regional First Home Buyer Guarantee

Applicant Eligibility

  • must be an Australian citizen aged 18 years or over
  • must have lived in a regional area for the preceding 12 months
  • must have at least a 5% deposit saved, but deposits up to 20% of the value of the property can be required
  • single people or couples may apply
  • singles can earn up to $125,000 a year, while couples can earn up to $200,000 a year
  • Australian capital cities do not qualify as regional areas

ALAND Product

Our sales team will be delighted to help you with any questions you may have about this government program. Please contact us on 1800 025 263 or fill out your details below.

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